The Basics
It starts with your budget. What you earn and what you spend will all contribute to the amount a lender will be happy to lend to you.
The Detail
Once we have the basics in place, we can match you to a lender that will lend what you need, or guide you to ways you can improve your affordability
The Ideal
Affordability is a difficult thing. Every lender has different rules and calculations, but we can search them all quickly and efficiently
Where to start?
To see the kind of monthly costs, and products available on our live lender tracker, please enter the mortgage requirements in our system below. This will give you an idea of monthly payments for your mortgage. Then head over to our Disposable Income Calculator to see how your finances stack up!
Remember, that any product shown is dependant on your unique financial situation. Our skilled advisers will help navigate your options and work through your case to ensure that we can secure the mortgage you need from the lender most suited to you.
Don't know where to start?
Let us do the legwork for you!
This calculator will help you assess the monthly cost of running a new home, and to see how much spare income you have that can be used towards mortgage payments.
Is it affordable?
Our financial appraisal will focus on what is affordable for you, based on each lenders different rules.
Do you fit the lender?
We will also check if you fit the lenders profile. For example, poor credit history, visa's and even who is going to be on the mortgage can affect which lenders will and wont lend to you
The outcome
Once we know the detail, and have done the research, we can be confident that you have options and will start the process of getting the mortgage to buy the house of your dreams.
