Don't know where to start?
We have a guide with all the information on the process of buying your house, start to finish!
For all your property finance needs, make us your 1st Call
In a world of individuals, everyone is unique. We help people, whatever their circumstances, into their dream homes. Tailored advice for everyone.
We provide tailored mortgage and protection solutions for people, whatever their needs and circumstances, through meticulous planning and financial wisdom, using over 100 years of combined experience.
Wherever you live in the UK, if you are looking for Independent Mortgage Advice from a mortgage broker with many years of experience, then we could be the right people to help you achieve your ambitions.
Client satisfaction is our number one priority and we are proud of the numbers of people who have provided testimonials to express their happiness.
The biggest endorsement we receive is from the number of existing clients that return to us time after time for advice on their re-mortgage, new purchase or investment property.
What can we help with?
Residential Mortgages
Whether you are buying your first home, looking for your next deal as your fixed rate comes up for renewal, or moving up the property ladder, we can help and look after the process from start to finish
Buy to Let Mortgages
From accidental landlords, to portfolio landlords. Our advisers have a massive amount of experience in arranging your buy to let mortgage requirements no matter how small or large.
Commercial Finance
Its not all about houses. We can arrange mortgages for all kind of commercial and business premises. From Accountants to Care Homes, we have access to the whole of the commercial finance marketplace.
Bridging and Second Charge Lending
Need to raise funds for a refurbishment or for debt consolidation? Or maybe you are needing to complete in a hurry to break a purchase chain? Speak to us about your funding needs.
Check out todays Live Products
Our live rate tracker allows you to check out what could potentially be available to you. Lenders, Products and Rates will be dependant on your current circumstances, but feel free to have a browse and click "Enquire" to get some tailored advice
A Little About Us
1st Call 4 Mortgages (UK) Ltd is a ‘whole of market’ adviser for mortgages and protection, which means we can provide a tailored solution for all of our clients. You are probably looking at this site because you need advice now or are researching your options for the future. Regardless of whether you use us, our recommendation is that you always seek the services of an Independent Mortgage Adviser. The reason we recommend this is because most advisers in the High Street Banks and Building Societies can only inform you about their own products, and it is therefore pot luck if you get a deal that is most suitable, most competitive one for you. Many Estate Agents have advisers these days but usually work from a limited panel of lenders and protection providers, and again it is pot luck if you get the best deal for you. Not using an Independent Mortgage Adviser could cost you many thousands over the life of your mortgage in higher mortgage related costs.
1st For First Time Buyers
1st For Home Movers and Home Owners
1st For Buy To Let Landlords
Our Process
Get in touch! Its how it starts. We will go through your requirements and start the process..
All our advisers are free for the initial consultation, so you have nothing to lose.
Its time to collect the information and documentation. We have an approach where we get all the facts and documents up front, to make sure we can accurately find the lender and products for you.
Let us do the work! Once we find the lender and product for you, we manage the whole process of submitting the application, keeping you updated on the progress, all the way to the mortgage offer.
What then? Where other brokers get the offer and they are done, we will stick with you until the end. We can even arrange the legals, surveys, and insurances for you.
Our Mission Statement
Mission 01
To Understand...
Understanding your specific financial needs and finding the most suitable product from every mortgage available in the marketplace.
Mission 02
To Recommend
We will recommend appropriate products that should be considered alongside the mortgage.
Mission 03
To Guarantee
A guarantee that no fee will be charged until we are confident we can find a solution for you.
Mission 04
To be transaparent
To explain the commission we receieve, and give you the option to pay us or be paid via the commision we recieve.
Mission 05
To be personal
A guarantee that clients will always deal with the same adviser, who will take personal responsibility for all their mortgage arrangements.
Mission 06
To Communicate
To ensure clients will be kept up-to-date with progress on at least a weekly basis via telephone or email
Independent Advice
Its exactly that. Independent. With access to the whole
market, we are able to go to the majority of lenders. That
means that we don't have favourites.
We will always work with you and the lenders to find the
most suitable lender for your individual circumstances.
Not only that, we pride ourselves on ensuring that you
are aware of everything that happens within the process.
Bonus: Our Free Guide
Want to know a little more about the process? We have a free guide explaining all the jargon, steps and our process.